Also Working Like:

• Advance America
• Advance America Pay Day Loans
• Money America
• Cash loan of America
• Cash Loan USA
• Speedy Money

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, that will be a Lender that is licensed in

The Washington State Department of Financial Institutions (DFI) warns customers never to provide any person that is nonpublic, such as for instance social protection quantity, charge card, or banking account information to your specific, internet site, or company without first verifying their identity and permit status. Customers can see whether a services that are financial or individual is precisely certified to conduct business when you look at the State of Washington utilizing the “Verify a License” feature regarding the DFI’s website at www.dfi.wa.gov/consumers/findcompany.htm. Customers may also check always license status using the Department of Licensing at www.dol.wa.gov.

DFI has gotten reports of obvious frauds carried out by individuals claiming to express Advance America, money America, advance loan America, cash loan United States Of America, Speedy money, and Advance America pay day loans.

Many customers received telephone calls and/or email messages from individuals claiming to represent cash loan America, money America, and Advance America payday advances where in fact the callers offered loans in return for upfront charges. The callers insisted that they were calling to discuss the consumers’ online payday loan applications although several consumers never applied for a payday loan. One customer stated that, whenever she declined to wire cash to your caller, the caller threatened appropriate action against her. Some other customers compensated the upfront cost but failed to have the loan guaranteed. One or more customer also received a comparable loan offer via email.

Two customers reported finding a call from a person claiming to represent cash loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; nonetheless no loan had been provided. Within the second instance, the buyer had been told to get a Bing Play gift card from an area store to be able to show the buyer could repay the mortgage. The buyer bought a gift that is amazon rather once the customer suspected it may possibly be a fraud. The buyer contacted the so-called agent who the buyer recognized as Brian Jones. Whenever she told Mr. Jones she bought a unique sort of present card the customer reported that Mr. Jones became really upset along with her.

A few customers had been contacted by individuals claiming that these people were gathering a financial obligation owed to advance loan America, Advance America, or Speedy money. One consumer reported receiving multiple harassing phone calls. The caller advertised that the customer owed a financial obligation for a 2007 pay day loan but declined to give every other information regarding your debt. The customer stated that he failed to remove any payday advances in 2007. An additional instance, a customer received a text demanding repayment. That customer stated that he never really had that loan.

Two customers reported emails that are receiving people claiming to represent advance loan United States Of America. The email messages suggested that the customers owed on a so-called debt and necessary to pay instantly in order to avoid action that is further. Both customers reported never ever getting that loan with advance loan USA.

In 2 other cases that are separate customers received a contact that stated the “Semrad law practice” is handling the collection in the event that customer failed to spend funds. One e-mail claimed it was from “Kristen Johnson” when you look at the “Accounting Department,” plus the other“Nik that is stated Ramon in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The page threatened that a civil action had been already filed and unlawful action and wage garnishment could be forthcoming in the event that settlement quantity had not been compensated straight away.

“PACIFIC LEGAL GROUP” REALLY SHOULD NOT BE CONFUSED USING THE FOLLOWING SIMILARLY NAMED ORGANIZATIONS:

• Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, Computer has provided the after declaration to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation when you look at the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any telephone that is unsolicited to customers. All telephone calls produced from our company likewise incorporate caller ID with this mail cell phone number: (415) 746-1470.”
• Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the after statement to customers regarding their company activities: “Pacific Legal Group” based in Huntington Beach California is certainly not related to Pacific Legal Group, a subscribed d/b/a/ of Avery Burdsal and Fale, Computer with offices in Utah. Whilst the Huntington Beach company has utilized name that is similar logo design, and font as Pacific Legal Group into the previous, Pacific Legal Group’s website referenced in every communication is www.pac-legal.com. Further, all interaction from Pacific Legal Group will reference the Utah also contact number (801) 788-4122, together with workplaces in Utah. Also, we try not to typically do business collection agencies work.”
• Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
• Pacifica Law Group (Seattle, WA)
• Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are from the after contact information:

advanceamericacashadvancein@gmail.com adam.smith@unitedcashadvance.in americacashadv@gmail.com cashadvanceamericas@rocketmail.com mike@legislator.com robertclark2717@gmail.com cashadvanceinc1@aol.com instantcashadvance8090gmail.com nick.thomas@smithloanassistance.com cash.advance.america10000@gmail.com www.pacificlegal.net

P.O. Box 1474 Huntington Beach, CA 92647

DFI cautions that unlicensed entities often take part in specific practices that indicate these are typically committing a fraudulence or otherwise breaking Washington State legislation. As an example, such entities usually utilize non-business e-mail details (such as for example -@gmail.com, @yahoo.com, or other comparable easily obtained e-mail addresses) to deliver communication, threaten legal or action that is criminal consumers usually do not respond straight away, or have a variety of typographical and spelling mistakes within their communication to customers.

Nevertheless, on occasion, emails or letters from unlicensed entities participating in fraudulent task will include accurate information that is personal, such as for example present or previous details, active cell phone numbers, or social protection figures. The Department encourages customers whom get communications containing information that is personal to contact their banking institutions, credit-reporting agencies, as well as the personal protection management to make certain there isn’t any unauthorized task on the records.

Business Collection Agencies Laws

In the event that you received that loan from the loan provider or owed money to a company and somebody except that the financial institution or company is now trying to gather away from you, the collection activity can be at the mercy of the federal Fair Debt Collection methods Act (FDCPA). You should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA if you receive a communication from a party claiming that a debt is owed. For those who have concerns regarding business collection agencies laws and regulations, contact the Federal Trade Commission at 1-877-FTC-HELP, or on the web at www.ftc.gov.

If somebody threatens to garnish your wages, speak to your company, or makes use of threatening, daunting, or https://installmentloansindiana.org/ language that is offensive report such actions to mention and federal regulators. See below for just how to contact the right state and regulator that is federal.