For virtually any 5000 PLN borrowed, you’ll just pay 115 PLN instalment that is monthly

0 PLN payment

You only pay 115 PLN monthly for each 5000 PLN borrowed
Benefit from loan promotion (APR 14.35%):

apply conveniently online fixed instalment through the loan duration it is possible to borrow as much as 20 000 PLN

Marketing rates

Always check your marketing instalment

Standard offer

Within our offer we constantly provide:

quickly, conveniently along with minimal formalities from 1 000 PLN as much as 150 000 PLN you take advantage of the Lowest Interest Rate Guarantee*

*If within 1 month after signing the loan contract you discover a less expensive offer with similar quantity and tenor – we shall lower your rate of interest and certainly will refund the real difference on the interest currently compensated to us, after fulfilling the conditions described in the mortgage laws because of the Lowest Interest Rate Guarantee.
Credit expense and appropriate note

Standard instalment

Check always your loan instalment for standard offer

Have you been moving your wage to Bank Millennium?

Insurance coverage for loan repayment?

Minimal instalment is 50 PLN.

Apr (APR)

just simply just Take financing information on the calculator

Exactly exactly How to put on

If you’re perhaps not our customer, e mail us.

If you’re our customer, apply in Millenet.

Select the nearest branch

Secure Loan Insurance

Appealing insurance coverage Safe Loan will make sure comprehensive help for your family in several unforeseen circumstances, such as for instance:

total incapacity to your workplace or impairment as a consequence of a major accident, short-term incapacity to the office or impairment due to any sort of accident, lack of work or hospitalization as a consequence of any sort of accident, serious infection, death.

See additional information on the insurance coverage here

The most important thing, you don’t have to find the dangers. Insurance package provides coverage in most the aforementioned occasions and modifications immediately dependent on your expert situation and present pension/disability retirement entitlement.

Should some of the above circumstances that are unexpected, the Insurer can pay for you personally:

as much as 12 instalments in the event that you lose work or as much as 6 instalments if you’re taken up to medical center because of accident, also 36 instalments if you should be temporarily unfit for work or 25% of this outstanding loan amount in case there is death because of accident, the whole outstanding level of the mortgage if you’re fully unfit for work or 25% regarding the outstanding loan quantity in the event of impairment as a consequence of accident, the complete outstanding quantity of the mortgage in the event of dropping sick with one of severe conditions or perhaps in instance of death.

In conclusion regarding the insurance coverage agreement is straightforward and convenient – it will require spot throughout the summary of an advance loan contract, and insurance coverage security starts the day following the loan is launched. The insurance coverage premium is just 0.3% for the loan that is granted each month as well as your convenience it really is included with the mortgage quantity. Discover more about the insurance coverage

Needed papers

Do you want to reap the benefits of Consolidation Loan? choose a document based on your revenue stream.

• Employment agreement / Contract of mandate / Author’s contract
• Sole proprietorship
• Pension retirement
• Impairment retirement
• Pre-retirement advantage

Among the choices below:

• company verification of the earnings for the past three months
• Year PIT for last
• evidence of earnings – in Polish

• yearly income tax return and a certification through the Tax workplace or even a certification from the ZUS/KRUS
• income and cost ledger

• verification of retirement transfer for the final thirty days
• final retirement payslip
• last choice on indexation
• final choice on pensionable remuneration

• verification of impairment retirement transfer for the final thirty days
• final disability retirement payslip
• last choice on remuneration
• choice on granting the retirement pension that is disability

• verification of great benefit transfer when it comes to final thirty days
• final advantage payslip
• final decision on remuneration
• choice on giving the advantage

Crucial papers

• Insurance paperwork – in Polish
• Earnings certificate – in Polish
• Declaration on resignation through the Agreement of Cash Loan – in Polish

• Loans Laws – in Polish
• “Pożyczka z GwarancjÄ… Najniższego Oprocentowania” laws – in Polish
• „115 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja” promotion regulations – in Polish
• „100 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja” promotions regulations – in Polish
• „Promocja na start z ubezpieczeniem” – in Polish

• Advance loan price list

Credit expense and note that is legal

Representative instance for an advance loan with “Promocja na begin z ubezpieczeniem” promotion: Annual Percentage Rate (APR) is 14.35%, total loan quantity (web of loan-financed costs): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the mortgage: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of PLN 345; very first instalment due after 1 month from disbursement for the cash. The calculation had been made at the time of 08.04.2020 for an example that is representative.

The “Promocja na start z ubezpieczeniem” promotion is valid till 03.07.2020 and relates to uninsured money loans provided for the amount of 60 months with add up to be disbursed underneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be obtained to Customers whom didn’t have an advance loan or consolidation loan within the Bank year prior to the period of publishing the application form and declare the income tranfer for present acount and suggest the financial institution as eligible to insurance coverage advantages in the event of borrower death. The advertising: may possibly not be along with other promotions concerning money loans; it could be taken just once during its legitimacy plus it does not protect loans for payment of other credit items.